Total Assets
$130.6M
Total Deposits
$108.3M
Branches
4
Established
1965
PEOPLES is a credit union headquartered in Nitro, West Virginia, established in 1965. It holds $130.6M in total assets across 4 branch locations. In our editorial opinion, based on public FDIC/NCUA data, PEOPLES earns a TFS Financial Health Grade of C+ (72.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
72.0 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| MainHQ | 419 1st Ave S | Nitro | WV | Full Service |
| Cross Lanes | 102 Lakeview Dr | Cross Lanes | WV | Full Service |
| People FCU Eleanor | 900 Roosevelt Boulevard | Eleanor | WV | Full Service |
| Point Pleasant | 2101 Jackson Ave | Point Pleasant | WV | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
72.0
Net worth ratio
16.53%
Return on assets
0.99%
60+ day delinquency
2.19%
Suggested direct comparisons
Bruceton Mills, WV
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.