MVB Bank, Inc

BankFairmont, West Virginia
www.mvbbanking.com

Total Assets

$3.3B

Total Deposits

$2.8B

Branches

7

Established

1999

TFS Health Grade

$
D+

68.9 / 100

Below average financial health

How we grade

MVB Bank, Inc is a bank headquartered in Fairmont, West Virginia, established in 1999. With $3.3B in total assets and 7 branch locations, it has a TFS Financial Health Grade of D+ (68.9/100).

Capital & Safety

Tier 1 Capital Ratio
11.14%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.31%

Profitability

Return on Assets (ROA)
1.46%(1%)
Return on Equity (ROE)
13.74%(10%)
Net Interest Margin
3.89%
Efficiency Ratio
59.33%(60%)

Lending & Liquidity

Total Loans
$2.3B
Loan-to-Deposit Ratio
81.47%
Net Charge-Off Ratio
0.26%

Growth

Asset Growth (YoY)
+5.80%
Deposit Growth (YoY)
+5.29%
Net Income
$45.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in West Virginia