Total Assets
$905.0M
Total Deposits
$763.5M
Branches
10
Established
1936
TEXAS BAY is a credit union headquartered in Houston, Texas, established in 1936. It holds $905.0M in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, TEXAS BAY earns a TFS Financial Health Grade of D (53.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
53.2 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| MainHQ | 12611 Fuqua St | Houston | TX | Full Service |
| Cypress | 9212 Fry Road # 100 | Cypress | TX | Full Service |
| Featherwood | 12650 N Featherwood Dr | Houston | TX | Full Service |
| North Shore New | 15763 Wallisville Rd | Houston | TX | Full Service |
| Summerwood | 12310 W Lake Houston Parkway | Houston | TX | Full Service |
| Katy | 4747 FM 1463 Rd Ste 1000 | Katy | TX | Full Service |
| South Shore | 6640 S. Shore Blvd | League City | TX | Full Service |
| Pasadena | 1301 W Pasadena Fwy | Pasadena | TX | Full Service |
| Pearland | 11555 Magnolia Parkway | Pearland | TX | Full Service |
| Richmond | 18320 W Airport Blv | Richmond | TX | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
53.2
Net worth ratio
7.49%
Return on assets
0.27%
60+ day delinquency
0.55%
Suggested direct comparisons
Houston, TX
$2.9B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.