American First National Bank

BankHouston, Texas
www.afnb.com

Total Assets

$2.9B

Total Deposits

$2.5B

Branches

20

Established

1998

TFS Health Grade

$
B-

80.3 / 100

Good financial health

How we grade

American First National Bank is a bank headquartered in Houston, Texas, established in 1998. With $2.9B in total assets and 20 branch locations, it has a TFS Financial Health Grade of B- (80.3/100).

Capital & Safety

Tier 1 Capital Ratio
13.23%(8%)
Total Capital Ratio
16.34%(10%)
Non-Performing Loan Ratio
1.42%

Profitability

Return on Assets (ROA)
1.60%(1%)
Return on Equity (ROE)
12.37%(10%)
Net Interest Margin
4.09%
Efficiency Ratio
47.65%(60%)

Lending & Liquidity

Total Loans
$2.4B
Loan-to-Deposit Ratio
96.64%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+5.31%
Deposit Growth (YoY)
+4.63%
Net Income
$45.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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