Total Assets
$1.8B
Total Deposits
$1.5B
Branches
15
Established
1934
KEMBA is a credit union headquartered in West Chester, Ohio, established in 1934. It holds $1.8B in total assets across 15 branch locations. In our editorial opinion, based on public FDIC/NCUA data, KEMBA earns a TFS Financial Health Grade of C (66.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
66.5 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Operations CenterHQ | 5600 Chappell Crossing Blvd | West Chester | OH | Full Service |
| Peyton | 1111 S Adams St | Bluffton | IN | Full Service |
| Connersville | 3030 Western Ave | Connersville | IN | Full Service |
| Richmond | 50 N 5th St | Richmond | IN | Full Service |
| Florence | 5935 Merchants St | Florence | KY | Full Service |
| Amelia | 1135 W Ohio Pike | Amelia | OH | Full Service |
| Blue Ash | 11200 Kenwood Rd | Blue Ash | OH | Full Service |
| Bridgetown | 5844 Bridgetown Rd | Cincinnati | OH | Full Service |
| College Hill | 6230 Hamilton Ave | Cincinnati | OH | Full Service |
| Downtown Cincinnati | 629 Vine St | Cincinnati | OH | Full Service |
| Queensgate | 1119 W 8th St | Cincinnati | OH | Full Service |
| Springdale | 211 Northland Blvd | Cincinnati | OH | Full Service |
| Harrison | 10396 Harrison Ave | Harrison | OH | Full Service |
| South Lebanon | 209 E Forest Ave | South Lebanon | OH | Full Service |
| Union Centre | 8763 Union Centre Blvd | West Chester | OH | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
66.5
Net worth ratio
11.27%
Return on assets
0.51%
60+ day delinquency
0.76%
Suggested direct comparisons
Cincinnati, OH
$299.2B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.