Total Assets
$1.1B
Total Deposits
$998.6M
Branches
6
Established
1938
FIRST SOURCE is a credit union headquartered in New Hartford, New York, established in 1938. It holds $1.1B in total assets across 6 branch locations. In our editorial opinion, based on public FDIC/NCUA data, FIRST SOURCE earns a TFS Financial Health Grade of C- (62.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
62.1 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching FIRST SOURCE?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First Source Federal Credit UnionHQ | 4451 Commercial Dr | New Hartford | NY | Full Service |
| First Source Federal Credit Union | 510 W State St | Herkimer | NY | Full Service |
| First Source Federal Credit Union | 8 Kellogg Rd | New Hartford | NY | Full Service |
| First Source Federal Credit Union | 1822 Black River Blvd N | Rome | NY | Full Service |
| First Source Federal Credit Union | 1634 Genesee St | Utica | NY | Full Service |
| First Source Federal Credit Union | 50 Auert Ave | Utica | NY | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
62.1
Net worth ratio
10.12%
Return on assets
0.74%
60+ day delinquency
0.81%
Suggested direct comparisons
Buffalo, NY
$218.8B
ISLAND
Hauppauge, NY
$1.4B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.