Total Assets
$921.5M
Total Deposits
$770.2M
Branches
11
Established
1939
CAPITAL is a credit union headquartered in Bismarck, North Dakota, established in 1939. It holds $921.5M in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, CAPITAL earns a TFS Financial Health Grade of B (79.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
79.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Get an email when its TFS financial-health grade changes. We also send occasional money emails. Grades update when new filings are published.
Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Main OfficeHQ | 204 W Thayer Ave | Bismarck | ND | Full Service |
| North | 3101 N 11th St | Bismarck | ND | Full Service |
| Northwest | 1550 Burnt Boat Dr | Bismarck | ND | Full Service |
| South | 835 S Washington St | Bismarck | ND | Full Service |
| Sunrise | 3103 Yorktown Dr Suite 3 | Bismarck | ND | Full Service |
| Fargo 13th Ave | 4900 13th Ave S | Fargo | ND | Full Service |
| Fargo Veterans | 3216 Veterans Blvd S | Fargo | ND | Full Service |
| Flasher | 105 N Main St | Flasher | ND | Full Service |
| Hazen | 145 Main Rd E | Hazen | ND | Full Service |
| Mandan | 600 E Main St | Mandan | ND | Full Service |
| New Salem | 316 Main Ave | New Salem | ND | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
79.3
Net worth ratio
13.09%
Return on assets
1.22%
60+ day delinquency
1.80%
Suggested direct comparisons
Fargo, ND
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.