Total Assets
$3.1B
Total Deposits
$2.6B
Branches
12
Established
1983
CIVIC is a credit union headquartered in RALEIGH, North Carolina, established in 1983. It holds $3.1B in total assets across 12 branch locations. In our editorial opinion, based on public FDIC/NCUA data, CIVIC earns a TFS Financial Health Grade of F (24.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
24.3 / 100
Poor financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Get an email when its TFS financial-health grade changes. We also send occasional money emails. Grades update when new filings are published.
Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| LGFCU WFR Operations CentreHQ | 3600 Wake Forest Rd | Raleigh | NC | Full Service |
| Ahoskie | 1118 Academy St N | Ahoskie | NC | Full Service |
| Asheville | 275 Smokey Park HWY | Asheville | NC | Full Service |
| Charlotte | 9605 N Tryon St Ste Q | Charlotte | NC | Full Service |
| Durham | 502 Rigsbee Ave | Durham | NC | Full Service |
| Greensboro | 1622 Stanley Rd | Greensboro | NC | Full Service |
| Greenville | 703 Greenville Blvd SE | Greenville | NC | Full Service |
| Hickory | 3020 S NC 127 Hwy | Hickory | NC | Full Service |
| Lumberton | 4400 Fayetteville Rd | Lumberton | NC | Full Service |
| Murphy | 57 Valley River Ave | Murphy | NC | Full Service |
| LGFCU Corporate Office | 323 W Jones St | Raleigh | NC | Full Service |
| Wilmington | 929 N Front St | Wilmington | NC | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
24.3
Net worth ratio
5.87%
Return on assets
-3.07%
60+ day delinquency
6.27%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.