Total Assets
$1.1M
Total Deposits
$724.8K
Branches
4
Established
1968
TEXAS GULF CAROLINA EMP is a credit union headquartered in Aurora, North Carolina, established in 1968. It holds $1.1M in total assets across 4 branch locations. In our editorial opinion, based on public FDIC/NCUA data, TEXAS GULF CAROLINA EMP earns a TFS Financial Health Grade of D (54.8/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
54.8 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Get an email when its TFS financial-health grade changes. We also send occasional money emails. Grades update when new filings are published.
Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Lee CreekHQ | 1530 NC Highway 306 S | Aurora | NC | Full Service |
| PCS ADM BLDG | 1530 NC Highway 306 S | Aurora | NC | Full Service |
| Quesha's | 2093 Spring Creek Rd | Aurora | NC | Full Service |
| CBS | 105 E Walnut St | Goldsboro | NC | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
54.8
Net worth ratio
36.27%
Return on assets
-5.49%
60+ day delinquency
9.84%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.