Total Assets
$284.8M
Total Deposits
$246.7M
Branches
8
Established
1967
NORTH SHORE is a credit union headquartered in Silver Bay, Minnesota, established in 1967. It holds $284.8M in total assets across 8 branch locations. In our editorial opinion, based on public FDIC/NCUA data, NORTH SHORE earns a TFS Financial Health Grade of B- (75.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
75.4 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching NORTH SHORE?
Get an email when its TFS financial-health grade changes. We also send occasional money emails. Grades update when new filings are published.
Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Silver BayHQ | 85 Outer Dr | Silver Bay | MN | Full Service |
| Duluth - Endi | 2104 London Rd | Duluth | MN | Full Service |
| Duluth - Lincoln Park | 1902 W Superior St | Duluth | MN | Full Service |
| Duluth - Pike Lake | 5671 Miller Trunk Hwy | Duluth | MN | Full Service |
| Grand Marais | 122 E Highway 61 | Grand Marais | MN | Full Service |
| Grand Portage | 77 Mile Creek Rd | Grand Portage | MN | Full Service |
| Lutsen | 5335 W Highway 61 | Lutsen | MN | Full Service |
| Two Harbors | 404 7th Ave | Two Harbors | MN | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
75.4
Net worth ratio
12.77%
Return on assets
0.59%
60+ day delinquency
0.33%
Suggested direct comparisons
Saint Paul, MN
$5.0B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.