Frandsen Bank & Trust

BankLonsdale, Minnesota
frandsenbank.com

Total Assets

$3.7B

Total Deposits

$3.2B

Branches

40

Established

1901

TFS Health Grade

$
C

75.2 / 100

Average financial health

How we grade

Frandsen Bank & Trust is a bank headquartered in Lonsdale, Minnesota, established in 1901. With $3.7B in total assets and 40 branch locations, it has a TFS Financial Health Grade of C (75.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.49%(8%)
Total Capital Ratio
14.49%(10%)
Non-Performing Loan Ratio
1.01%

Profitability

Return on Assets (ROA)
1.48%(1%)
Return on Equity (ROE)
14.01%(10%)
Net Interest Margin
3.96%
Efficiency Ratio
57.22%(60%)

Lending & Liquidity

Total Loans
$2.5B
Loan-to-Deposit Ratio
78.87%
Net Charge-Off Ratio
0.34%

Growth

Asset Growth (YoY)
+3.91%
Deposit Growth (YoY)
+3.32%
Net Income
$53.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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