Total Assets
$538.5M
Total Deposits
$409.3M
Branches
10
Established
1967
UNIVERSITY is a credit union headquartered in Orono, Maine, established in 1967. It holds $538.5M in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, UNIVERSITY earns a TFS Financial Health Grade of C- (61.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
61.0 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| 15 MainHQ | 15 Main St | Orono | ME | Full Service |
| Augusta | 67 Sewall St | Augusta | ME | Full Service |
| Bangor | 977 Union St | Bangor | ME | Full Service |
| Farmington | 154 High St | Farmington | ME | Full Service |
| Gorham Campus | 37 College Ave | Gorham | ME | Full Service |
| Machias | Powers Hall | Machias | ME | Full Service |
| Memorial Union, U of M Campus, Orono | 5748 Memorial Un | Orono | ME | Full Service |
| Forest Avenue | 391 Forest Ave | Portland | ME | Full Service |
| Presque Isle | 181 Main St | Presque Isle | ME | Full Service |
| Saco | 4 Community Dr | Saco | ME | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
61.0
Net worth ratio
9.37%
Return on assets
0.54%
60+ day delinquency
0.61%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.