What is First National Bank's financial health grade?

First National Bank has a TFS Financial Health Grade of C- (score: 71.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank have?

First National Bank has 18 branch locations across the United States.

Is First National Bank FDIC insured?

Yes, First National Bank is FDIC insured (Certificate #4256).

What are the total assets of First National Bank?

First National Bank has total assets of $3.1B as reported in its most recent FDIC filing.

First National Bank

BankDamariscotta, Maine

www.thefirst.com

Total Assets

$3.1B

Total Deposits

$2.7B

Branches

Established

1864

TFS Health Grade

C-

71.3 / 100

Average financial health

How we grade

First National Bank is a bank headquartered in Damariscotta, Maine, established in 1864. With $3.1B in total assets and 18 branch locations, it has a TFS Financial Health Grade of C- (71.3/100).

Capital & Safety

Tier 1 Capital Ratio

8.82%(8%)

Total Capital Ratio

13.95%(10%)

Non-Performing Loan Ratio

0.57%

Profitability

Return on Assets (ROA)

1.13%(1%)

Return on Equity (ROE)

14.89%(10%)

Net Interest Margin

2.61%

Efficiency Ratio

52.34%(60%)

Lending & Liquidity

Total Loans

$2.4B

Loan-to-Deposit Ratio

88.86%

Net Charge-Off Ratio

Other banks in Maine

Bangor Savings Bank

Bank

Bangor, ME

$7.4B

D-

The Camden National Bank

Bank

Camden, ME

$7.0B

C-

Northeast Bank

Bank

Portland, ME

$4.9B

C-

Bar Harbor Bank & Trust

Bank

Branch	Address	City	State	Type
First National BankHQ	223 Main St	Damariscotta	ME	11
First National Bank	145 Exchange St	Bangor	ME	11
First National Bank	102 Main St	Bar Harbor	ME	11
First National Bank	1b Belmont Ave	Belfast	ME	11
First National Bank	1 South St	Blue Hill	ME	12
First National Bank	77 Oak St	Boothbay Harbor	ME	11
First National Bank	5 Parkway S	Brewer	ME	11
First National Bank	319 North St	Calais	ME	11
First National Bank	44 Elm St	Camden	ME	11
First National Bank	102 Washington St	Eastport	ME	11
First National Bank	194 Beechland Rd	Ellsworth	ME	11
First National Bank	3 Summit Road	Northeast Harbor	ME	11
First National Bank	132 Park St	Rockland	ME	11
First National Bank	63 Union St	Rockland	ME	11
First National Bank	114 Commercial St	Rockport	ME	11
First National Bank	350 Main St	Southwest Harbor	ME	11
First National Bank	1471 Atlantic Hwy	Waldoboro	ME	11
First National Bank	39 Gardiner Rd	Wiscasset	ME	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #4256

Primary RegulatorOCC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.

First National Bank

Capital & Safety

Profitability

Lending & Liquidity

Other banks in Maine

Bangor Savings Bank

The Camden National Bank

Northeast Bank

Bar Harbor Bank & Trust

Growth

Institution Details

Maine Community Bank

Machias Savings Bank