Total Assets
$2.5B
Total Deposits
$1.9B
Branches
13
Established
1914
WORKERS is a credit union headquartered in Littleton, Massachusetts, established in 1914. It holds $2.5B in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, WORKERS earns a TFS Financial Health Grade of D- (52.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
52.5 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Main OfficeHQ | 119 Russell St | Littleton | MA | Full Service |
| Athol Office | 107 Tower Rd | Athol | MA | Full Service |
| Chelmsford Office | 6 Turnpike Rd | Chelmsford | MA | Full Service |
| Fitchburg Office | 815 Main St | Fitchburg | MA | Full Service |
| Gardner | 171 Main St | Gardner | MA | Full Service |
| Groton Office | 308 Main St | Groton | MA | Full Service |
| Lancaster Office | 145 Main St | Lancaster | MA | Full Service |
| Lowell | 1201 Bridge St | Lowell | MA | Full Service |
| Lunenburg Office | 603 Massachusetts Ave | Lunenburg | MA | Full Service |
| Orange Office | 32 New Athol Rd | Orange | MA | Full Service |
| Townsend Office | 221 Main St | Townsend | MA | Full Service |
| Westford Office | 294 Littleton Road #296 | Westford | MA | Full Service |
| Worcester - Trolley Yard | 301 Grove St Ste 1 | Worcester | MA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
52.5
Net worth ratio
10.04%
Return on assets
-0.17%
60+ day delinquency
1.04%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.