What is Beacon Bank and Trust's financial health grade?

Beacon Bank and Trust has a TFS Financial Health Grade of D (score: 66.6/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Beacon Bank and Trust have?

Beacon Bank and Trust has 150 branch locations across the United States.

Is Beacon Bank and Trust FDIC insured?

Yes, Beacon Bank and Trust is FDIC insured (Certificate #17798).

What are the total assets of Beacon Bank and Trust?

Beacon Bank and Trust has total assets of $23.2B as reported in its most recent FDIC filing.

How many CFPB complaints has Beacon Bank and Trust received?

Beacon Bank and Trust has received 100 consumer complaints filed with the CFPB, with 100 in the last 12 months.

Beacon Bank and Trust

BankBrookline, Massachusetts

www.beaconbank.com

Total Assets

$23.2B

Total Deposits

$19.7B

Branches

150

Established

1871

TFS Health Grade

66.6 / 100

Below average financial health

How we grade

Beacon Bank and Trust is a bank headquartered in Brookline, Massachusetts, established in 1871. With $23.2B in total assets and 150 branch locations, it has a TFS Financial Health Grade of D (66.6/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio

9.39%(8%)

Total Capital Ratio

12.36%(10%)

Non-Performing Loan Ratio

0.84%

Profitability

Return on Assets (ROA)

0.63%(1%)

Return on Equity (ROE)

5.90%(10%)

Net Interest Margin

3.40%

Efficiency Ratio

65.46%(60%)

Lending & Liquidity

Total Loans

$18.0B

Loan-to-Deposit Ratio

90.19%

Net Charge-Off Ratio

0.29%

Growth

Asset Growth (YoY)

+261.58%

Deposit Growth (YoY)

+318.47%

Net Income

$102.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Total Complaints

100

Last 12 Months

100

Timely Response Rate

100.00%

Complaints by Product

Product	Count
Credit reporting or other personal consumer reports	99
Debt collection	1

Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Beacon Bank and TrustHQ	2 Harvard St	Brookline	MA	11
Beacon Bank and Trust	536 Providence Rd	Brooklyn	CT	11
Beacon Bank and Trust	180 Westminster Rd	Canterbury	CT	11
Beacon Bank and Trust	63 Norwich Ave	Colchester	CT	11
Beacon Bank and Trust	85 Freshwater Blvd	Enfield	CT	11
Beacon Bank and Trust	763 Farmington Ave	Farmington	CT	11
Beacon Bank and Trust	7 Sycamore St	Glastonbury	CT	11
Beacon Bank and Trust	996 Poquonnock Rd	Groton	CT	11
Beacon Bank and Trust	115 Main St	Hebron	CT	11
Beacon Bank and Trust	554 Exeter Rd	Lebanon	CT	11
Beacon Bank and Trust	95 Storrs Road	Mansfield Center	CT	11
Beacon Bank and Trust	344 Prospect St	Moosup	CT	11
Beacon Bank and Trust	108 Salem Tpke	Norwich	CT	12
Beacon Bank and Trust	445 Liberty St	Pawcatuck	CT	11
Beacon Bank and Trust	396 Cromwell Ave	Rocky Hill	CT	11
Beacon Bank and Trust	1000 Sullivan Ave	South Windsor	CT	11
Beacon Bank and Trust	927 Farmington Ave	West Hartford	CT	11
Beacon Bank and Trust	16 Albany Tpke	West Simsbury	CT	11
Beacon Bank and Trust	803 Main St	Willimantic	CT	11
Beacon Bank and Trust	820 Suffield Strret	Agawam	MA	11
Beacon Bank and Trust	856 Massachusetts Ave	Arlington	MA	11
Beacon Bank and Trust	168 Great Rd	Bedford	MA	11
Beacon Bank and Trust	1 Post Office Sq	Boston	MA	12
Beacon Bank and Trust	61 Brookline Ave # 65	Boston	MA	11
Beacon Bank and Trust	31 State St # 33	Boston	MA	11
Beacon Bank and Trust	131 Clarendon St	Boston	MA	11
Beacon Bank and Trust	1320 Washington St	Boston	MA	11
Beacon Bank and Trust	413 Washington St	Brighton	MA	11
Beacon Bank and Trust	1340 Beacon St	Brookline	MA	11
Beacon Bank and Trust	1661 Beacon St	Brookline	MA	11
Beacon Bank and Trust	72 Burlington Mall Rd	Burlington	MA	11
Beacon Bank and Trust	116 Chelmsford St	Chelmsford	MA	11
Beacon Bank and Trust	1220 Boylston St	Chestnut Hill	MA	11
Beacon Bank and Trust	1018 W Roxbury Pkwy	Chestnut Hill	MA	11
Beacon Bank and Trust	107 High St	Danvers	MA	11
Beacon Bank and Trust	72 Shaker Rd	East Longmeadow	MA	11
Beacon Bank and Trust	8 Martin St	Essex	MA	11
Beacon Bank and Trust	207 Main St	Gloucester	MA	11
Beacon Bank and Trust	244 Main St	Great Barrington	MA	11
Beacon Bank and Trust	225 Stockbridge Rd	Great Barrington	MA	11
Beacon Bank and Trust	1055 Main St	Holden	MA	11
Beacon Bank and Trust	31 Market St	Ipswich	MA	11
Beacon Bank and Trust	435 Winthrop Ave	Lawrence	MA	11
Beacon Bank and Trust	1 Park St	Lee	MA	11
Beacon Bank and Trust	495 Pittsfield Rd	Lenox	MA	11
Beacon Bank and Trust	25 Main St	Lenox	MA	11
Beacon Bank and Trust	565 Main St	Leominster	MA	11
Beacon Bank and Trust	1793 Massachusetts Ave	Lexington	MA	11
Beacon Bank and Trust	138 Longmeadow St	Longmeadow	MA	11
Beacon Bank and Trust	431 Center St	Ludlow	MA	11

Showing 50 of 150 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.