Total Assets
$3.3B
Total Deposits
$2.7B
Branches
18
Established
1926
METRO is a credit union headquartered in Chelsea, Massachusetts, established in 1926. It holds $3.3B in total assets across 18 branch locations. In our editorial opinion, based on public FDIC/NCUA data, METRO earns a TFS Financial Health Grade of D (56.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
56.0 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| ChelseaHQ | 200 Revere Beach Pkwy | Chelsea | MA | Full Service |
| Comm Ave | 922 Commonwealth Ave | Boston | MA | Full Service |
| Dorchester | 960 William T Morrissey Blvd | Boston | MA | Full Service |
| Mass Ave | 1071 Massachusetts Ave | Boston | MA | Full Service |
| Burlington | 50 Summit Dr | Burlington | MA | Full Service |
| Broadway | 365 Broadway | Chelsea | MA | Full Service |
| Framingham | 1124 Worcester Rd | Framingham | MA | Full Service |
| Lawrence | 215 S Broadway | Lawrence | MA | Full Service |
| Lynn | 475 Western Ave | Lynn | MA | Full Service |
| Medford | 1 Salem St | Medford | MA | Full Service |
| Melrose | 138 Main St | Melrose | MA | Full Service |
| Newton | 334 Watertown St | Newton | MA | Full Service |
| Peabody | 68 Main St | Peabody | MA | Full Service |
| Peabody - Andover Street | 240 Andover St | Peabody | MA | Full Service |
| Reading | 470 Main St | Reading | MA | Full Service |
| Salem | 4 Paradise Rd | Salem | MA | Full Service |
| Tewksbury | 1527 Main St | Tewksbury | MA | Full Service |
| West Roxbury | 2029 Centre St | West Roxbury | MA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
56.0
Net worth ratio
9.08%
Return on assets
0.27%
60+ day delinquency
0.59%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.