Total Assets
$309.5M
Total Deposits
$256.1M
Branches
6
Established
1991
GUARDIANS is a credit union headquartered in WEST PALM BEACH, Florida, established in 1991. It holds $309.5M in total assets across 6 branch locations. In our editorial opinion, based on public FDIC/NCUA data, GUARDIANS earns a TFS Financial Health Grade of B- (75.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
75.2 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Main OfficeHQ | 3469 Summit Blvd | West Palm Beach | FL | Full Service |
| Boynton Beach | 1301 N Congress Ave | Boynton Beach | FL | Full Service |
| Ft Pierce | 4009 Okeechobee Rd | Fort Pierce | FL | Full Service |
| South Florida FCU Main Branch | 1902 NW 14th Ave | Miami | FL | Full Service |
| Central Palm Beach | 8993 Okeechobee Blvd | West Palm Beach | FL | Full Service |
| Ibis | 10130 Northlake Blvd | West Palm Beach | FL | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
75.2
Net worth ratio
14.53%
Return on assets
0.44%
60+ day delinquency
0.15%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.