Total Assets
$1.4B
Total Deposits
$1.2B
Branches
10
Established
1985
USF FEDERAL CREDIT UNION is a credit union headquartered in Tampa, Florida, established in 1985. It holds $1.4B in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, USF FEDERAL CREDIT UNION earns a TFS Financial Health Grade of D+ (58.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
58.0 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Get an email when its TFS financial-health grade changes. We also send occasional money emails. Grades update when new filings are published.
Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| OakviewHQ | 13101 Telecom Park Drive, Suite 100 | Temple Terrace | FL | Full Service |
| Odessa Branch | 16032 Preserve Marketplace Blvd | Odessa | FL | Full Service |
| Orlando | 1000 Darden Center Dr | Orlando | FL | Full Service |
| St. Pete | 200 6th Ave S | Saint Petersburg | FL | Full Service |
| Sarasota-Clark | 3487 Clark Rd | Sarasota | FL | Full Service |
| Citrus Park Branch | 7919 Gunn Hwy | Tampa | FL | Full Service |
| Fletcher Branch | 7037 E Fletcher Ave | Tampa | FL | Full Service |
| MC Branch | 4103 USF Cedar Circle | Tampa | FL | Full Service |
| New Tampa | 20610 Bruce B Downs Blvd. | Tampa | FL | Full Service |
| TGH - Tampa General Hospital | 1 Tampa General Cir | Tampa | FL | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
58.0
Net worth ratio
10.62%
Return on assets
0.36%
60+ day delinquency
0.77%
Suggested direct comparisons
$493.9M
$1.4B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.