Central Bank

BankTampa, Florida
www.centralbankfl.com

Total Assets

$368.6M

Total Deposits

$301.1M

Branches

4

Established

2007

TFS Health Grade

$
D

66.6 / 100

Below average financial health

How we grade

Central Bank is a bank headquartered in Tampa, Florida, established in 2007. With $368.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (66.6/100).

Capital & Safety

Tier 1 Capital Ratio
8.67%(8%)
Total Capital Ratio
11.69%(10%)
Non-Performing Loan Ratio
0.37%

Profitability

Return on Assets (ROA)
0.70%(1%)
Return on Equity (ROE)
8.25%(10%)
Net Interest Margin
3.43%
Efficiency Ratio
71.35%(60%)

Lending & Liquidity

Total Loans
$314.3M
Loan-to-Deposit Ratio
103.56%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+7.37%
Deposit Growth (YoY)
+8.03%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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