Financial-condition comparison

HIGHWAY DISTRICT 2 vs VIDOR TEACHERS

This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”

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Credit union

HIGHWAY DISTRICT 2

Fort Worth, TX

C

Health score

66.3

Total assets

$3.6M

View full profileData through 2026-Q2

Credit union

VIDOR TEACHERS

Vidor, TX

B

Health score

77.6

Total assets

$3.3M

View full profileData through 2026-Q2

Answer first

Different strengths, no blanket winner

HIGHWAY DISTRICT 2 leads on capitalization; VIDOR TEACHERS leads on financial health and profitability. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.

Capital and asset-quality definitions are directly comparable for this pair.

Category leaders

Where each institution leads

Financial health

VIDOR TEACHERS

Higher TFS health score

Capitalization

HIGHWAY DISTRICT 2

Higher comparable capital ratio

Profitability

VIDOR TEACHERS

Higher return on assets

Lending quality

Too close to call

Lower problem-loan measure

Same-source detail

Financial metrics

Winner markers appear only where the metric definitions are comparable and both values are available.

MetricHIGHWAY DISTRICT 2VIDOR TEACHERS
TFS health score66.3/10077.6/100Leads
Total assets$3.6M$3.3M
Total deposits / shares$2.2M$2.8M
Net worth ratio37.94%Leads15.81%
Return on assets-0.15%0.45%Leads
Return on equity-0.39%2.85%Leads
60+ day delinquency0.00%0.00%
Net charge-offs0.00%0.00%
Efficiency ratio——
Loan-to-deposit ratio112.21%88.35%
Asset growth (YoY)——
Deposit / share growth (YoY)——
Branches11
Published CFPB complaints per $1B deposits (12 months)verified mappings only——

Branch and market overlap

HIGHWAY DISTRICT 2

1 branches

VIDOR TEACHERS

1 branches

Both institutions report branches in 1 state: TX.

CFPB complaint coverage

HIGHWAY DISTRICT 2

Unavailable

VIDOR TEACHERS

Unavailable

Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.

Regulatory-action context

HIGHWAY DISTRICT 2

0 in TFS registry

VIDOR TEACHERS

0 in TFS registry

Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.

Quarterly history

Health and profitability trend

QuarterHIGHWAY DISTRICT 2 scoreHIGHWAY DISTRICT 2 ROAVIDOR TEACHERS scoreVIDOR TEACHERS ROA
2026-Q176.9/100-0.01%77.8/1000.47%
2026-Q266.3/100-0.15%77.6/1000.45%

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HIGHWAY DISTRICT 2
VIDOR TEACHERS

Coverage boundaries

What this does not conclude

  • • No product-rate, fee, or customer-service winner without product data.
  • • Complaint comparisons appear only when both institutions have reviewed mappings and the same complete source window.
  • • Regulatory actions are displayed separately and are not included in category scoring.

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Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Every valid pair is viewable; pairs enter search automatically only when current data, comparability, and visitor interest meet the publication rules.