Financial-condition comparison

FIRST BAPTIST CHURCH (STRATFORD) vs ST. HELENA PARISH

This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”

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Credit union

FIRST BAPTIST CHURCH (STRATFORD)

Stratford, CT

D-

Health score

49.2

Total assets

$320.9K

View full profileData through 2026-Q2

Credit union

ST. HELENA PARISH

Chicago, IL

D-

Health score

52.8

Total assets

$324.1K

View full profileData through 2026-Q2

Answer first

Different strengths, no blanket winner

FIRST BAPTIST CHURCH (STRATFORD) leads on profitability; ST. HELENA PARISH leads on financial health and capitalization. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.

Capital and asset-quality definitions are directly comparable for this pair.

Category leaders

Where each institution leads

Financial health

ST. HELENA PARISH

Higher TFS health score

Capitalization

ST. HELENA PARISH

Higher comparable capital ratio

Profitability

FIRST BAPTIST CHURCH (STRATFORD)

Higher return on assets

Lending quality

Too close to call

Lower problem-loan measure

Same-source detail

Financial metrics

Winner markers appear only where the metric definitions are comparable and both values are available.

MetricFIRST BAPTIST CHURCH (STRATFORD)ST. HELENA PARISH
TFS health score49.2/10052.8/100Leads
Total assets$320.9K$324.1K
Total deposits / shares$293.7K$286.6K
Net worth ratio8.49%9.50%Leads
Return on assets0.56%Leads-0.87%
Return on equity6.61%Leads-9.20%
60+ day delinquency0.00%0.00%
Net charge-offs0.00%-0.35%Leads
Efficiency ratio——
Loan-to-deposit ratio15.40%51.43%
Asset growth (YoY)——
Deposit / share growth (YoY)——
Branches12
Published CFPB complaints per $1B deposits (12 months)verified mappings only——

Branch and market overlap

FIRST BAPTIST CHURCH (STRATFORD)

1 branches

ST. HELENA PARISH

2 branches

No shared branch states were found in the current TFS branch dataset.

CFPB complaint coverage

FIRST BAPTIST CHURCH (STRATFORD)

Unavailable

ST. HELENA PARISH

Unavailable

Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.

Regulatory-action context

FIRST BAPTIST CHURCH (STRATFORD)

0 in TFS registry

ST. HELENA PARISH

0 in TFS registry

Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.

Quarterly history

Health and profitability trend

QuarterFIRST BAPTIST CHURCH (STRATFORD) scoreFIRST BAPTIST CHURCH (STRATFORD) ROAST. HELENA PARISH scoreST. HELENA PARISH ROA
2026-Q148.1/1001.27%75.1/1001.35%
2026-Q249.2/1000.56%52.8/100-0.87%

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FIRST BAPTIST CHURCH (STRATFORD)
ST. HELENA PARISH

Coverage boundaries

What this does not conclude

  • • No product-rate, fee, or customer-service winner without product data.
  • • Complaint comparisons appear only when both institutions have reviewed mappings and the same complete source window.
  • • Regulatory actions are displayed separately and are not included in category scoring.

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Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Every valid pair is viewable; pairs enter search automatically only when current data, comparability, and visitor interest meet the publication rules.