This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”
Credit union
CINCINNATI, OH
Health score
59.8
Total assets
$187.8M
Credit union
Hilliard, OH
Health score
47.2
Total assets
$205.4M
Answer first
CINCINNATI OHIO POLICE leads on financial health and capitalization and profitability; CREDIT UNION OF OHIO leads on lending quality. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.
Capital and asset-quality definitions are directly comparable for this pair.
Category leaders
Financial health
CINCINNATI OHIO POLICE
Higher TFS health score
Capitalization
CINCINNATI OHIO POLICE
Higher comparable capital ratio
Profitability
CINCINNATI OHIO POLICE
Higher return on assets
Lending quality
CREDIT UNION OF OHIO
Lower problem-loan measure
Same-source detail
Winner markers appear only where the metric definitions are comparable and both values are available.
| Metric | CINCINNATI OHIO POLICE | CREDIT UNION OF OHIO |
|---|---|---|
| TFS health score | 59.8/100Leads | 47.2/100 |
| Total assets | $187.8M | $205.4M |
| Total deposits / shares | $164.1M | $187.9M |
| Net worth ratio | 11.32%Leads | 10.72% |
| Return on assets | 0.79%Leads | 0.19% |
| Return on equity | 6.97%Leads |
CINCINNATI OHIO POLICE
6 branches
CREDIT UNION OF OHIO
5 branches
Both institutions report branches in 1 state: OH.
CINCINNATI OHIO POLICE
Unavailable
CREDIT UNION OF OHIO
Unavailable
Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.
CINCINNATI OHIO POLICE
0 in TFS registry
CREDIT UNION OF OHIO
0 in TFS registry
Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.
Quarterly history
| Quarter | CINCINNATI OHIO POLICE score | CINCINNATI OHIO POLICE ROA | CREDIT UNION OF OHIO score | CREDIT UNION OF OHIO ROA |
|---|---|---|---|---|
| 2026-Q1 | 64.2/100 | 0.79% | 49.2/100 | 0.21% |
| 2026-Q2 | 59.8/100 | 0.79% | 47.2/100 | 0.19% |
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Related comparisons
Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Every valid pair is viewable; pairs enter search automatically only when current data, comparability, and visitor interest meet the publication rules.
| 1.78% |
| 60+ day delinquency | 2.25% | 1.34%Leads |
| Net charge-offs | 0.34%Leads | 0.69% |
| Efficiency ratio | — | — |
| Loan-to-deposit ratio | 65.22% | 47.40% |
| Asset growth (YoY) | — | — |
| Deposit / share growth (YoY) | — | — |
| Branches | 6 | 5 |
| Published CFPB complaints per $1B deposits (12 months)verified mappings only | — | — |