Central Bank and Trust

BankLander, Wyoming
www.centralbanktrust.com

Total Assets

$202.1M

Total Deposits

$183.5M

Branches

5

Established

1890

TFS Health Grade

$
C

73.5 / 100

Average financial health

How we grade

Central Bank and Trust is a bank headquartered in Lander, Wyoming, established in 1890. With $202.1M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (73.5/100).

Capital & Safety

Tier 1 Capital Ratio
8.41%(8%)
Total Capital Ratio
17.54%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.65%(1%)
Return on Equity (ROE)
19.74%(10%)
Net Interest Margin
4.24%
Efficiency Ratio
62.30%(60%)

Lending & Liquidity

Total Loans
$109.4M
Loan-to-Deposit Ratio
59.20%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
-2.74%
Deposit Growth (YoY)
-3.33%
Net Income
$3.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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