Williamstown Bank, Inc.

BankWilliamstown, West Virginia
www.williamstownbank.com

Total Assets

$228.5M

Total Deposits

$204.3M

Branches

4

Established

1919

TFS Health Grade

$
D

65.7 / 100

Below average financial health

How we grade

Williamstown Bank, Inc. is a bank headquartered in Williamstown, West Virginia, established in 1919. With $228.5M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (65.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.48%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.30%

Profitability

Return on Assets (ROA)
0.65%(1%)
Return on Equity (ROE)
6.50%(10%)
Net Interest Margin
4.13%
Efficiency Ratio
79.18%(60%)

Lending & Liquidity

Total Loans
$187.2M
Loan-to-Deposit Ratio
90.94%
Net Charge-Off Ratio
0.15%

Growth

Asset Growth (YoY)
+1.73%
Deposit Growth (YoY)
+2.71%
Net Income
$1.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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