Guaranty Bank Inc.

BankWilliamson, West Virginia
www.Guarantybank.us

Total Assets

$147.4M

Total Deposits

$123.5M

Branches

3

Established

1976

TFS Health Grade

$
C+

78.0 / 100

Average financial health

How we grade

Guaranty Bank Inc. is a bank headquartered in Williamson, West Virginia, established in 1976. With $147.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C+ (78.0/100).

Capital & Safety

Tier 1 Capital Ratio
13.88%(8%)
Total Capital Ratio
18.88%(10%)
Non-Performing Loan Ratio
1.37%

Profitability

Return on Assets (ROA)
0.74%(1%)
Return on Equity (ROE)
5.46%(10%)
Net Interest Margin
4.62%
Efficiency Ratio
76.86%(60%)

Lending & Liquidity

Total Loans
$121.0M
Loan-to-Deposit Ratio
96.41%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+3.95%
Deposit Growth (YoY)
+4.13%
Net Income
$1.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in West Virginia