West Union Bank

BankWest Union, West Virginia
www.westunionbank.com

Total Assets

$300.8M

Total Deposits

$271.4M

Branches

5

Established

1893

TFS Health Grade

$
D+

69.0 / 100

Below average financial health

How we grade

West Union Bank is a bank headquartered in West Union, West Virginia, established in 1893. With $300.8M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (69.0/100).

Capital & Safety

Tier 1 Capital Ratio
8.19%(8%)
Total Capital Ratio
14.95%(10%)
Non-Performing Loan Ratio
0.11%

Profitability

Return on Assets (ROA)
0.98%(1%)
Return on Equity (ROE)
17.76%(10%)
Net Interest Margin
3.37%
Efficiency Ratio
67.23%(60%)

Lending & Liquidity

Total Loans
$146.9M
Loan-to-Deposit Ratio
53.50%
Net Charge-Off Ratio
0.16%

Growth

Asset Growth (YoY)
+10.86%
Deposit Growth (YoY)
+10.23%
Net Income
$2.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in West Virginia