The Bank of Monroe

BankUnion, West Virginia
www.mybankofmonroe.com

Total Assets

$252.2M

Total Deposits

$222.7M

Branches

3

Established

1903

TFS Health Grade

$
C+

79.5 / 100

Average financial health

How we grade

The Bank of Monroe is a bank headquartered in Union, West Virginia, established in 1903. With $252.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C+ (79.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.67%(8%)
Total Capital Ratio
22.36%(10%)
Non-Performing Loan Ratio
0.32%

Profitability

Return on Assets (ROA)
1.18%(1%)
Return on Equity (ROE)
10.86%(10%)
Net Interest Margin
3.61%
Efficiency Ratio
61.83%(60%)

Lending & Liquidity

Total Loans
$153.4M
Loan-to-Deposit Ratio
68.04%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+5.82%
Deposit Growth (YoY)
+4.56%
Net Income
$2.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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