Total Assets
$160.6M
Total Deposits
$145.3M
Branches
5
Established
1912
First Neighborhood Bank is a bank headquartered in Spencer, West Virginia, established in 1912. It holds $160.6M in total assets across 5 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First Neighborhood Bank earns a TFS Financial Health Grade of D (56.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
56.9 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First Neighborhood BankHQ | 216 Market St | Spencer | WV | 11 |
| First Neighborhood Bank | 4416 Emerson Ave | Parkersburg | WV | 11 |
| First Neighborhood Bank | 500 Division St | Parkersburg | WV | 11 |
| First Neighborhood Bank | 245 Church St S | Ripley | WV | 11 |
| First Neighborhood Bank | 334 Main St | Spencer | WV | 23 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
56.9
Tier 1 capital ratio
10.41%
Return on assets
0.25%
Non-performing loans
0.13%
Efficiency ratio
90.67%
Asset growth (YoY)
1.22%
Suggested direct comparisons
Bruceton Mills, WV
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Williamson, WV
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.