The Bank of Romney

BankRomney, West Virginia
http://www.bankofromney.net

Total Assets

$365.0M

Total Deposits

$277.2M

Branches

7

Established

1888

TFS Health Grade

$
D+

69.5 / 100

Below average financial health

How we grade

The Bank of Romney is a bank headquartered in Romney, West Virginia, established in 1888. With $365.0M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D+ (69.5/100).

Capital & Safety

Tier 1 Capital Ratio
15.80%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.06%

Profitability

Return on Assets (ROA)
1.29%(1%)
Return on Equity (ROE)
8.29%(10%)
Net Interest Margin
4.62%
Efficiency Ratio
60.97%(60%)

Lending & Liquidity

Total Loans
$263.2M
Loan-to-Deposit Ratio
94.08%
Net Charge-Off Ratio
0.40%

Growth

Asset Growth (YoY)
+3.92%
Deposit Growth (YoY)
+5.87%
Net Income
$4.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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