The Fayette County National Bank of Fayetteville

BankFayetteville, West Virginia
www.fcnbonline.com

Total Assets

$154.6M

Total Deposits

$132.3M

Branches

2

Established

1900

TFS Health Grade

$
D

65.8 / 100

Below average financial health

How we grade

The Fayette County National Bank of Fayetteville is a bank headquartered in Fayetteville, West Virginia, established in 1900. With $154.6M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (65.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.23%(8%)
Total Capital Ratio
22.53%(10%)
Non-Performing Loan Ratio
1.00%

Profitability

Return on Assets (ROA)
0.55%(1%)
Return on Equity (ROE)
8.24%(10%)
Net Interest Margin
2.81%
Efficiency Ratio
76.32%(60%)

Lending & Liquidity

Total Loans
$71.1M
Loan-to-Deposit Ratio
53.08%
Net Charge-Off Ratio
0.05%

Growth

Asset Growth (YoY)
+8.41%
Deposit Growth (YoY)
+1.51%
Net Income
$821.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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