CNB Bank, Inc.

BankBerkeley Springs, West Virginia
www.cnb.bank

Total Assets

$786.3M

Total Deposits

$638.7M

Branches

8

Established

1917

TFS Health Grade

$
C

74.2 / 100

Average financial health

How we grade

CNB Bank, Inc. is a bank headquartered in Berkeley Springs, West Virginia, established in 1917. With $786.3M in total assets and 8 branch locations, it has a TFS Financial Health Grade of C (74.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.33%(8%)
Total Capital Ratio
15.97%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
0.78%(1%)
Return on Equity (ROE)
10.86%(10%)
Net Interest Margin
3.30%
Efficiency Ratio
70.73%(60%)

Lending & Liquidity

Total Loans
$556.2M
Loan-to-Deposit Ratio
86.13%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+23.11%
Deposit Growth (YoY)
+11.91%
Net Income
$5.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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