Freedom Bank, Inc.

BankBelington, West Virginia
www.freedombankwv.com

Total Assets

$422.3M

Total Deposits

$374.5M

Branches

10

Established

1939

TFS Health Grade

$
D+

67.7 / 100

Below average financial health

How we grade

Freedom Bank, Inc. is a bank headquartered in Belington, West Virginia, established in 1939. With $422.3M in total assets and 10 branch locations, it has a TFS Financial Health Grade of D+ (67.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.17%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.28%

Profitability

Return on Assets (ROA)
2.03%(1%)
Return on Equity (ROE)
21.08%(10%)
Net Interest Margin
4.37%
Efficiency Ratio
53.15%(60%)

Lending & Liquidity

Total Loans
$296.0M
Loan-to-Deposit Ratio
78.31%
Net Charge-Off Ratio
0.10%

Growth

Asset Growth (YoY)
+108.61%
Deposit Growth (YoY)
+105.74%
Net Income
$5.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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