Sound Community Bank

BankSeattle, Washington
http://www.soundcb.com

Total Assets

$1.1B

Total Deposits

$954.2M

Branches

10

Established

1953

TFS Health Grade

$
D+

67.2 / 100

Below average financial health

How we grade

Sound Community Bank is a bank headquartered in Seattle, Washington, established in 1953. With $1.1B in total assets and 10 branch locations, it has a TFS Financial Health Grade of D+ (67.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.93%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.64%

Profitability

Return on Assets (ROA)
0.79%(1%)
Return on Equity (ROE)
7.36%(10%)
Net Interest Margin
3.58%
Efficiency Ratio
72.79%(60%)

Lending & Liquidity

Total Loans
$906.1M
Loan-to-Deposit Ratio
94.06%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+9.92%
Deposit Growth (YoY)
+13.35%
Net Income
$8.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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