Chesapeake Bank

BankKilmarnock, Virginia
www.ches.bank

Total Assets

$1.7B

Total Deposits

$1.5B

Branches

19

Established

1900

TFS Health Grade

$
C

73.5 / 100

Average financial health

How we grade

Chesapeake Bank is a bank headquartered in Kilmarnock, Virginia, established in 1900. With $1.7B in total assets and 19 branch locations, it has a TFS Financial Health Grade of C (73.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.97%(8%)
Total Capital Ratio
14.86%(10%)
Non-Performing Loan Ratio
0.34%

Profitability

Return on Assets (ROA)
0.80%(1%)
Return on Equity (ROE)
8.30%(10%)
Net Interest Margin
4.21%
Efficiency Ratio
73.07%(60%)

Lending & Liquidity

Total Loans
$1.0B
Loan-to-Deposit Ratio
67.43%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+9.46%
Deposit Growth (YoY)
+6.72%
Net Income
$12.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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