The Freedom Bank of Virginia

BankFairfax, Virginia
freedom.bank

Total Assets

$1.1B

Total Deposits

$915.3M

Branches

5

Established

2001

TFS Health Grade

$
D

63.3 / 100

Below average financial health

How we grade

The Freedom Bank of Virginia is a bank headquartered in Fairfax, Virginia, established in 2001. With $1.1B in total assets and 5 branch locations, it has a TFS Financial Health Grade of D (63.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.05%(8%)
Total Capital Ratio
15.08%(10%)
Non-Performing Loan Ratio
3.49%

Profitability

Return on Assets (ROA)
0.19%(1%)
Return on Equity (ROE)
1.97%(10%)
Net Interest Margin
2.88%
Efficiency Ratio
68.41%(60%)

Lending & Liquidity

Total Loans
$766.8M
Loan-to-Deposit Ratio
82.26%
Net Charge-Off Ratio
0.15%

Growth

Asset Growth (YoY)
-2.25%
Deposit Growth (YoY)
+0.49%
Net Income
$2.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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