What is Bank of Botetourt's financial health grade?

Bank of Botetourt has a TFS Financial Health Grade of C- (score: 70.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Bank of Botetourt have?

Bank of Botetourt has 14 branch locations across the United States.

Is Bank of Botetourt FDIC insured?

Yes, Bank of Botetourt is FDIC insured (Certificate #6137).

What are the total assets of Bank of Botetourt?

Bank of Botetourt has total assets of $925.5M as reported in its most recent FDIC filing.

Bank of Botetourt

BankBuchanan, Virginia

www.bankofbotetourt.com

Total Assets

$925.5M

Total Deposits

$825.5M

Branches

Established

1899

TFS Health Grade

C-

70.0 / 100

Average financial health

How we grade

Bank of Botetourt is a bank headquartered in Buchanan, Virginia, established in 1899. With $925.5M in total assets and 14 branch locations, it has a TFS Financial Health Grade of C- (70.0/100).

Capital & Safety

Tier 1 Capital Ratio

10.42%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.09%

Profitability

Return on Assets (ROA)

1.22%(1%)

Return on Equity (ROE)

12.29%(10%)

Net Interest Margin

3.85%

Efficiency Ratio

61.54%(60%)

Lending & Liquidity

Total Loans

$760.5M

Loan-to-Deposit Ratio

91.11%

Net Charge-Off Ratio

0.12%

Growth

Asset Growth (YoY)

+7.71%

Deposit Growth (YoY)

+7.29%

Net Income

$10.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Bank of BotetourtHQ	19747 Main St	Buchanan	VA	11
Bank of Botetourt	140 Town Center St	Daleville	VA	11
Bank of Botetourt	58 Railroad Ave	Eagle Rock	VA	11
Bank of Botetourt	5905 N Lee Hwy	Fairfield	VA	11
Bank of Botetourt	65 E Midland Trl	Lexington	VA	11
Bank of Botetourt	51 Firstwatch Dr	Moneta	VA	11
Bank of Botetourt	2502 Melrose Ave Nw	Roanoke	VA	11
Bank of Botetourt	3130 Peters Creek Rd	Roanoke	VA	11
Bank of Botetourt	3232 Electric Rd	Roanoke	VA	11
Bank of Botetourt	3801 Challenger Ave	Roanoke	VA	11
Bank of Botetourt	875 Tanyard Rd	Rocky Mount	VA	11
Bank of Botetourt	231 S College Ave	Salem	VA	11
Bank of Botetourt	5462 Lee Hwy	Troutville	VA	11
Bank of Botetourt	410 S Pollard St	Vinton	VA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.