Total Assets
$1.1B
Total Deposits
$1.0B
Branches
20
Established
1908
First National Bank is a bank headquartered in Altavista, Virginia, established in 1908. It holds $1.1B in total assets across 20 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First National Bank earns a TFS Financial Health Grade of B+ (83.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
83.6 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First National BankHQ | 622 Broad St | Altavista | VA | 11 |
| First National Bank | 1303 Main St | Altavista | VA | 11 |
| First National Bank | 130 S Main St | Amherst | VA | 11 |
| First National Bank | 2208 Ivy Rd | Charlottesville | VA | 11 |
| First National Bank | 55 N Main St | Chatham | VA | 11 |
| First National Bank | 10370 Martinsville Hwy | Danville | VA | 11 |
| First National Bank | 336 Main St | Danville | VA | 11 |
| First National Bank | 2600 Riverside Dr | Danville | VA | 11 |
| First National Bank | 1312 S Boston Rd | Danville | VA | 11 |
| First National Bank | 4080 Franklin Tpke | Danville | VA | 11 |
| First National Bank | 14417 Forest Rd | Forest | VA | 11 |
| First National Bank | 18077 Forest Rd | Forest | VA | 11 |
| First National Bank | 20865 Timberlake Rd | Lynchburg | VA | 11 |
| First National Bank | 3309 Old Forest Rd | Lynchburg | VA | 11 |
| First National Bank | 800 Main St | Lynchburg | VA | 11 |
| First National Bank | 14580 Wards Rd | Lynchburg | VA | 11 |
| First National Bank | 74 Scruggs Rd | Moneta | VA | 24 |
| First National Bank | 1033 Village Hwy | Rustburg | VA | 11 |
| First National Bank | 4027 Halifax Road | South Boston | VA | 11 |
| First National Bank | 3401 Odd Fellows Rd | Timberlake | VA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
83.6
Tier 1 capital ratio
8.84%
Return on assets
1.75%
Non-performing loans
0.19%
Efficiency ratio
58.18%
Asset growth (YoY)
9.75%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.