What is First Electronic Bank's financial health grade?

First Electronic Bank has a TFS Financial Health Grade of C (score: 76.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Electronic Bank have?

First Electronic Bank has 1 branch location across the United States.

Is First Electronic Bank FDIC insured?

Yes, First Electronic Bank is FDIC insured (Certificate #35533).

What are the total assets of First Electronic Bank?

First Electronic Bank has total assets of $482.4M as reported in its most recent FDIC filing.

First Electronic Bank

BankSalt Lake City, Utah

www.firstelectronic.com

Total Assets

$482.4M

Total Deposits

$271.4M

Branches

Established

2000

TFS Health Grade

76.8 / 100

Average financial health

How we grade

First Electronic Bank is a bank headquartered in Salt Lake City, Utah, established in 2000. With $482.4M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C (76.8/100).

Capital & Safety

Tier 1 Capital Ratio

36.75%(8%)

Total Capital Ratio

140.52%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

12.57%(1%)

Return on Equity (ROE)

38.42%(10%)

Net Interest Margin

20.82%

Efficiency Ratio

29.95%(60%)

Lending & Liquidity

Total Loans

$120.9M

Loan-to-Deposit Ratio

44.55%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+5.62%

Deposit Growth (YoY)

-13.03%

Net Income

$61.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Electronic BankHQ	2150 S 1300 E	Salt Lake City	UT	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.