LendingClub Bank, National Association

BankLehi, Utah
www.lendingclub.com

Total Assets

$11.5B

Total Deposits

$9.9B

Branches

3

Established

1987

TFS Health Grade

$
D+

67.2 / 100

Below average financial health

How we grade

LendingClub Bank, National Association is a bank headquartered in Lehi, Utah, established in 1987. With $11.5B in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (67.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.68%(8%)
Total Capital Ratio
16.75%(10%)
Non-Performing Loan Ratio
0.96%

Profitability

Return on Assets (ROA)
1.22%(1%)
Return on Equity (ROE)
10.81%(10%)
Net Interest Margin
6.14%
Efficiency Ratio
62.52%(60%)

Lending & Liquidity

Total Loans
$6.5B
Loan-to-Deposit Ratio
62.64%
Net Charge-Off Ratio
2.52%

Growth

Asset Growth (YoY)
+9.58%
Deposit Growth (YoY)
+9.12%
Net Income
$131.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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