Total Assets
$213.9B
Total Deposits
$171.6B
Branches
1
Established
1989
American Express National Bank is a bank headquartered in Sandy, Utah, established in 1989. It holds $213.9B in total assets across 1 branch locations. In our editorial opinion, based on public FDIC/NCUA data, American Express National Bank earns a TFS Financial Health Grade of B- (75.3/100) — our editorial assessment, not an official rating or financial advice. TFS matched 11,782 published CFPB complaints to this institution's parent company in the latest complete 12-month window.
TFS Health Grade
75.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Complete 12-Month Window
11,782
Latest Complete 90 Days
2,677
Timely Response Rate
98.86%
| Product | Count |
|---|---|
| Credit card | 5,748 |
| Credit reporting or other personal consumer reports | 2,874 |
| Debt collection | 1,858 |
| Prepaid card | 647 |
| Checking or savings account | 567 |
| Money transfer, virtual currency, or money service | 43 |
| Payday loan, title loan, personal loan, or advance loan | 30 |
| Debt or credit management | 14 |
| Mortgage | 1 |
Data sourced from CFPB Consumer Complaint Database as of Wed Sep 17 2025 00:00:00 GMT+0000 (Coordinated Universal Time) through Wed Sep 16 2026 00:00:00 GMT+0000 (Coordinated Universal Time). This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| American Express National BankHQ | 115 W Towne Ridge Pkwy | Sandy | UT | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 20 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
75.3
Tier 1 capital ratio
8.84%
Return on assets
3.70%
Non-performing loans
0.63%
Efficiency ratio
71.78%
Asset growth (YoY)
1.05%
Suggested direct comparisons
Salt Lake City, UT
$419.3B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.