Optum Bank, Inc.

BankDraper, Utah
www.optumbank.com

Total Assets

$20.8B

Total Deposits

$16.0B

Branches

1

Established

2003

TFS Health Grade

$
B-

80.3 / 100

Good financial health

How we grade

Optum Bank, Inc. is a bank headquartered in Draper, Utah, established in 2003. With $20.8B in total assets and 1 branch locations, it has a TFS Financial Health Grade of B- (80.3/100).

Capital & Safety

Tier 1 Capital Ratio
12.38%(8%)
Total Capital Ratio
17.80%(10%)
Non-Performing Loan Ratio
0.20%

Profitability

Return on Assets (ROA)
2.72%(1%)
Return on Equity (ROE)
20.72%(10%)
Net Interest Margin
4.42%
Efficiency Ratio
26.07%(60%)

Lending & Liquidity

Total Loans
$8.9B
Loan-to-Deposit Ratio
55.27%
Net Charge-Off Ratio
0.33%

Growth

Asset Growth (YoY)
+11.66%
Deposit Growth (YoY)
+7.50%
Net Income
$534.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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