Comenity Capital Bank

BankDraper, Utah
Savings.Breadfinancial.com

Total Assets

$13.6B

Total Deposits

$10.4B

Branches

1

Established

2003

TFS Health Grade

$
D

65.8 / 100

Below average financial health

How we grade

Comenity Capital Bank is a bank headquartered in Draper, Utah, established in 2003. With $13.6B in total assets and 1 branch locations, it has a TFS Financial Health Grade of D (65.8/100).

Capital & Safety

Tier 1 Capital Ratio
13.18%(8%)
Total Capital Ratio
17.52%(10%)
Non-Performing Loan Ratio
3.71%

Profitability

Return on Assets (ROA)
1.60%(1%)
Return on Equity (ROE)
11.44%(10%)
Net Interest Margin
19.60%
Efficiency Ratio
57.26%(60%)

Lending & Liquidity

Total Loans
$11.7B
Loan-to-Deposit Ratio
98.94%
Net Charge-Off Ratio
8.18%

Growth

Asset Growth (YoY)
+2.75%
Deposit Growth (YoY)
+5.69%
Net Income
$209.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Utah