Southwest Bank

BankOdessa, Texas
www.southwest.bank

Total Assets

$715.6M

Total Deposits

$633.1M

Branches

8

Established

1947

TFS Health Grade

$
D

65.0 / 100

Below average financial health

How we grade

Southwest Bank is a bank headquartered in Odessa, Texas, established in 1947. With $715.6M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D (65.0/100).

Capital & Safety

Tier 1 Capital Ratio
11.35%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.75%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
15.71%(10%)
Net Interest Margin
5.92%
Efficiency Ratio
56.67%(60%)

Lending & Liquidity

Total Loans
$491.7M
Loan-to-Deposit Ratio
75.81%
Net Charge-Off Ratio
1.22%

Growth

Asset Growth (YoY)
+3.62%
Deposit Growth (YoY)
+3.33%
Net Income
$11.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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