Southwestern National Bank

BankHouston, Texas
http://www.swnbk.com

Total Assets

$1.4B

Total Deposits

$1.2B

Branches

9

Established

1997

TFS Health Grade

$
C+

78.3 / 100

Average financial health

How we grade

Southwestern National Bank is a bank headquartered in Houston, Texas, established in 1997. With $1.4B in total assets and 9 branch locations, it has a TFS Financial Health Grade of C+ (78.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.54%(8%)
Total Capital Ratio
14.79%(10%)
Non-Performing Loan Ratio
0.40%

Profitability

Return on Assets (ROA)
1.33%(1%)
Return on Equity (ROE)
11.86%(10%)
Net Interest Margin
3.76%
Efficiency Ratio
59.13%(60%)

Lending & Liquidity

Total Loans
$1.1B
Loan-to-Deposit Ratio
91.84%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+13.61%
Deposit Growth (YoY)
+16.08%
Net Income
$17.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Texas