Lone Star Bank

BankHouston, Texas
www.lsbtexas.com

Total Assets

$191.4M

Total Deposits

$166.9M

Branches

4

Established

2006

TFS Health Grade

$
C-

70.7 / 100

Average financial health

How we grade

Lone Star Bank is a bank headquartered in Houston, Texas, established in 2006. With $191.4M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (70.7/100).

Capital & Safety

Tier 1 Capital Ratio
12.75%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.09%(1%)
Return on Equity (ROE)
8.38%(10%)
Net Interest Margin
4.33%
Efficiency Ratio
64.79%(60%)

Lending & Liquidity

Total Loans
$166.4M
Loan-to-Deposit Ratio
98.54%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+14.30%
Deposit Growth (YoY)
+15.71%
Net Income
$1.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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