Integrity Bank SSB

BankHouston, Texas
www.itx.bank

Total Assets

$300.8M

Total Deposits

$260.9M

Branches

1

Established

2024

TFS Health Grade

$
D-

62.9 / 100

Below average financial health

How we grade

Integrity Bank SSB is a bank headquartered in Houston, Texas, established in 2024. With $300.8M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D- (62.9/100).

Capital & Safety

Tier 1 Capital Ratio
18.01%(8%)
Total Capital Ratio
33.78%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
-1.33%(1%)
Return on Equity (ROE)
-4.92%(10%)
Net Interest Margin
4.30%
Efficiency Ratio
101.76%(60%)

Lending & Liquidity

Total Loans
$118.7M
Loan-to-Deposit Ratio
44.83%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+545.37%
Deposit Growth (YoY)
+999.00%
Net Income
$-1,836,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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