Bank of Houston

BankHouston, Texas
https://www.bohbank.com

Total Assets

$744.5M

Total Deposits

$603.4M

Branches

2

Established

1892

TFS Health Grade

$
D+

70.0 / 100

Below average financial health

How we grade

Bank of Houston is a bank headquartered in Houston, Texas, established in 1892. With $744.5M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (70.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.63%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.13%

Profitability

Return on Assets (ROA)
1.48%(1%)
Return on Equity (ROE)
12.31%(10%)
Net Interest Margin
3.84%
Efficiency Ratio
50.59%(60%)

Lending & Liquidity

Total Loans
$624.5M
Loan-to-Deposit Ratio
102.73%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-0.99%
Deposit Growth (YoY)
-0.55%
Net Income
$11.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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