Stellar Bank

BankHouston, Texas
www.stellar.bank

Total Assets

$10.8B

Total Deposits

$9.1B

Branches

51

Established

2007

TFS Health Grade

$
C

75.3 / 100

Average financial health

How we grade

Stellar Bank is a bank headquartered in Houston, Texas, established in 2007. With $10.8B in total assets and 51 branch locations, it has a TFS Financial Health Grade of C (75.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.13%(8%)
Total Capital Ratio
15.03%(10%)
Non-Performing Loan Ratio
0.72%

Profitability

Return on Assets (ROA)
1.07%(1%)
Return on Equity (ROE)
7.02%(10%)
Net Interest Margin
4.28%
Efficiency Ratio
59.50%(60%)

Lending & Liquidity

Total Loans
$7.3B
Loan-to-Deposit Ratio
79.54%
Net Charge-Off Ratio
0.05%

Growth

Asset Growth (YoY)
-1.03%
Deposit Growth (YoY)
-1.26%
Net Income
$113.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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