WestStar Bank

BankEl Paso, Texas
WWW.WESTSTARBANK.COM

Total Assets

$3.1B

Total Deposits

$2.7B

Branches

14

Established

1990

TFS Health Grade

$
C+

77.7 / 100

Average financial health

How we grade

WestStar Bank is a bank headquartered in El Paso, Texas, established in 1990. With $3.1B in total assets and 14 branch locations, it has a TFS Financial Health Grade of C+ (77.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.93%(8%)
Total Capital Ratio
14.09%(10%)
Non-Performing Loan Ratio
0.01%

Profitability

Return on Assets (ROA)
2.00%(1%)
Return on Equity (ROE)
18.61%(10%)
Net Interest Margin
3.52%
Efficiency Ratio
49.40%(60%)

Lending & Liquidity

Total Loans
$2.4B
Loan-to-Deposit Ratio
87.36%
Net Charge-Off Ratio
0.20%

Growth

Asset Growth (YoY)
-1.78%
Deposit Growth (YoY)
-5.75%
Net Income
$63.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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