United Texas Bank

BankDallas, Texas
www.unitedtexasbank.com

Total Assets

$1.1B

Total Deposits

$811.9M

Branches

3

Established

1986

TFS Health Grade

$
D+

68.5 / 100

Below average financial health

How we grade

United Texas Bank is a bank headquartered in Dallas, Texas, established in 1986. With $1.1B in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (68.5/100).

Capital & Safety

Tier 1 Capital Ratio
15.50%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
0.94%(1%)
Return on Equity (ROE)
5.92%(10%)
Net Interest Margin
3.01%
Efficiency Ratio
67.47%(60%)

Lending & Liquidity

Total Loans
$590.8M
Loan-to-Deposit Ratio
72.03%
Net Charge-Off Ratio
0.49%

Growth

Asset Growth (YoY)
-1.59%
Deposit Growth (YoY)
+3.76%
Net Income
$10.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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